SolutionsMortgage Banking

Mortgage Banking Solutions

From application to approval, without the paper chase.

Ekomas began in banking software in 2002, and mortgage remains our deepest domain. Our platform digitises the full loan lifecycle and uses AI to read, check and route documents, so loan officers spend their time on decisions, not data entry.

Ekomas · Mortgage AI working
New loan application
Applicant
[Applicant name]
Loan amount
[Amount]
Property
[Property address]
payslip.pdfbank_statement.pdfproperty_docs.pdf
Submit application
What's included

Everything in Mortgage Banking

Loan origination, underwriting and servicing, with AI reading the documents.

01
Online loan applications and borrower portal
02
AI document capture for payslips, bank statements and property documents
03
Underwriting support with risk scoring and exception flags
04
Servicing, repayments, audit trails and regulatory reporting
How it works

From application to approval in four steps

Borrowers apply online, AI handles the paperwork and your team makes the decisions.

  1. 01
    Borrower applies

    The applicant fills in one online form and uploads documents from any device.

  2. 02
    AI reads the documents

    Payslips, bank statements and property papers are read, checked and filed automatically.

  3. 03
    Underwriting support

    Risk scores and exception flags show the loan officer exactly what needs attention.

  4. 04
    Approve and service

    Approved loans move into servicing with repayments, audit trails and reports in place.

What changes

Less paperwork, faster decisions

Without Ekomas
With Ekomas
ApplicationsPaper forms and emailed scans
One online application and borrower portal
DocumentsStaff retype payslips and statements
AI captures and checks every document
UnderwritingRisks found late in the process
Risk scores and exception flags up front
ComplianceReports assembled by hand
Audit trails and regulatory reports built in
Built for

Banks, mortgage lenders and loan brokers.

Talk to us